Can I Sell My House in Yuma If I Have Tax Liens?

Can I sell my house in Yuma if I have tax liens?
Yes — you can still sell your house in Yuma even if it has tax liens. However, the liens must be paid or resolved at closing. A local buyer like Next Level Home Buyers can help you navigate the process, pay off liens from the sale proceeds, and avoid foreclosure.

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What Is a Tax Lien?

A tax lien is a legal claim the government places on your property when you fail to pay property taxes (or sometimes income taxes). In Yuma, this is usually recorded by the Yuma County Treasurer and becomes part of your public record.

It:

• Clouds the property title

• Prevents you from selling or refinancing easily

• Must be addressed before or during the sale

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Can You Sell a Home With a Tax Lien?

Yes, but you can’t transfer clear ownership until the lien is resolved. That means one of two things must happen:

✅ 1. You pay off the lien before closing

This clears the title and allows a traditional sale.

✅ 2. You use the sale proceeds to pay off the lien at closing

This is more common. The lien amount is deducted from your net proceeds.

If your home has enough equity, this can happen smoothly.

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What If You Don’t Have Enough Equity?

If the lien amount is greater than your home equity, a traditional sale may not work. In that case, you might need to:

• Negotiate with the IRS or county

• Request a lien release or reduction

• Work with a cash buyer experienced in distressed properties

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How Next Level Home Buyers Can Help

Next Level Home Buyers has experience helping Yuma sellers navigate tax liens. Here’s how they make it easier:

• They buy houses as-is, even with liens

• They work with local title companies to ensure a legal sale

• They can pay off tax liens from the proceeds

• No agent commissions, no repairs, and no judgment

“We owed back taxes and thought we couldn’t sell. Next Level handled the title, paid off the lien, and helped us walk away with cash left over.” — Rudy & Karla, Yuma Valley Vista

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Steps to Selling a Home With a Tax Lien in Yuma

1. Find out how much you owe

   • Contact the Yuma County Treasurer or IRS

2. Get a payoff amount

   • This is the total required to clear the lien

3. Get a cash offer from a buyer like Next Level Home Buyers

4. Work with a title company to handle the lien payoff at closing

5. Close the sale and walk away with the remaining proceeds

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Final Thoughts

You can absolutely sell your Yuma home with tax liens — but you need the right help. A traditional sale might be complicated, but Next Level Home Buyers can step in, resolve the lien, and close fast — often in just 7–14 days.